Online casinos do a lot to make it as convenient as possible for customers to deposit money with them. That is why some online casinos now also offer payment by direct debit. Of course, this requires that there is a high level of trust between the online casino and the player.
What are the advantages of online casinos with direct debit?
When depositing by direct debit, the biggest advantage is of course that the player does not have to worry about anything. He simply enters his bank details, confirms that the online casino may collect money by direct debit and the money is credited directly to his gaming account. Afterwards, he can start playing directly with the Play begin or continue.
There is hardly a payment method in the online casino that is easier and faster to use. Customers do not have to use any other payment service providers and can more easily track how much money they have won or lost in the online casino in their account statement.
Vor allem bei den Auszahlungen kann die Zahlung per Lastschrift zudem ein großer Vorteil sein. Die meisten Online Casinos zahlen bevorzugt per Überweisung aus. Wer dann bereits seine Bankverbindung verifiziert hat, kann mit einer schnelleren Auszahlung rechnen.
Zudem müssen sie nicht, wie es teilweise bei der Einzahlung mit Kreditkarte der Fall ist, auf zwei verschieden Zahlungsarten Geld auszahlen lassen. Dies ist beispielsweise der Fall, wenn die Auszahlungssumme den eingezahlten Betrag übersteigen. Gerade Gewinne sind also bei einer Einzahlung per Lastschrift leichter auszahlbar.
The advantages of direct debit at a glance
| Advantages | |||||
|---|---|---|---|---|---|
| fast | Processing | ||||
| Data | are | for | Disbursements | already | verified |
| no | external | Payment service provider | |||
| via | Bank statements | good | comprehensible | ||
| user-friendly | Procedure |
What are the disadvantages of online casinos with direct debit?
There are two main disadvantages to paying by direct debit. Firstly, the online casinos must without question be operated by reputable companies and must also offer the technical security to hand over such sensitive data and permissions. In any case, customers must make sure that the online casino has a licence within the EU and transmits all data in encrypted form.
On the other hand, a debit authorisation can become a problem especially for players who already show problematic behaviour. They can quickly gamble away more money than they had actually planned, since the next credit is only a mouse click away. In addition, they can overdraw due to the time difference.
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How do online casinos with direct debit work?
Casinos mit Lastschrift ermöglichen üblicherweise nicht direkt, diese Zahlungsart zu nutzen. Zuerst fordern sie üblicherweise die Kontodaten an und überweisen einen geringen Betrag von wenigen Cent unter Angabe eines Codes, den sie im Betreff angeben.
Diesen Code muss der Kunde im Anschluss im Online Casino angeben und so seine Kontoverbindung verifizieren. Im Anschluss daran kann er Geld per Lastschriftverfahren auf sein Konto einzahlen. Zu Beginn müssen Spieler also etwas Zeit einplanen, danach funktioniert Lastschrift im Online Casino allerdings ohne Probleme.
What alternatives are there to direct debit in the online casino?
Most Online Casinos bieten weit mehr als eine Zahlungsart an, die durchaus eine Alternative zur Lastschrift darstellen können. Viele Online Casinos verzichten darauf, die Einzahlung per Überweisung anzubieten, weil die Bearbeitungszeit lang und der Aufwand relativ groß ist.
Als Alternativen in diesem Bereich werden allerdings Giropay und Instant bank transfer offered, which enable direct crediting. Here, too, customers do not have to register for a new payment service provider, but can carry out the payment processing via their online banking.
Other options are e-wallets. These can also be given permission to deposit money by direct debit so that this does not have to be approved by several providers. Common providers that allow deposit in the online casino are PayPal, Neteller and Skrill.
Other alternatives are Credit cards such as MasterCard and Visa. Also the Paysafecard can be useful for payments in the online casino. As a credit card, it is in principle the exact opposite of a debit authorisation.
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Conclusion: Direct debit in the online casino
The direct debit procedure is rarely used. Online casinos are usually located outside of Germany, which of course makes it more difficult anyway. The payment alternatives have therefore become much more established in online casino payments than direct debits.
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